Licensed in Ohio · West Virginia · Kentucky
681-215-4501Fixed indexed annuities offer the growth potential of the market with a guaranteed floor of zero — so you never lose principal. Discover how a safe, tax-deferred strategy could protect and grow your retirement savings.
Or call: 681-215-4501
See current FIA rates vs. CDs and savings accounts
A+ & A-Rated Carriers We Work With
Why Choose an FIA
Your savings are never at risk from market downturns. A 0% floor means you never lose principal due to market losses.
Interest is credited based on a market index like the S&P 500 — with upside potential and zero downside risk.
Optional income riders convert your savings into a paycheck you cannot outlive, no matter how long you live.
Your money grows without annual tax drag, allowing more of your savings to compound over time.
Current Rates
Current rates as of March 2026. Rates subject to change. Contact us for your personalized quote.
| Product Type | Cap / Interest Rate | Floor / Guarantee | Term |
|---|---|---|---|
BestFixed Indexed Annuity (FIA) MassMutual A++, American Equity A, Nationwide A+ | Up to 12.00% | 0% Floor | 5–10 Years |
Multi-Year Guaranteed Annuity (MYGA) American National A, Global Atlantic A | 5.35%–6.00% | Guaranteed Rate | 3–7 Years |
Bank CD (National Average) Source: FDIC, March 2026 | 4.00%–5.00% | FDIC Insured | 1–5 Years |
Rates as of March 2026 and subject to change without notice. Products and rates may not be available in all states. Fixed indexed annuities are insurance products, not securities. Past index performance does not guarantee future results. Contact us for current, carrier-specific illustrations.
Who We Help
We specialize in helping conservative savers and retirees in Ohio, West Virginia, and Kentucky protect their savings and create reliable retirement income.
Estimated monthly income for a 65-year-old. Actual amounts vary by product, carrier, and age.
Starting Savings
$100,000
Est. Monthly Income
$520–$610
$6,240–$7,320/yr
Starting Savings
$250,000
Est. Monthly Income
$1,300–$1,525
$15,600–$18,300/yr
Starting Savings
$500,000
Est. Monthly Income
$2,600–$3,050
$31,200–$36,600/yr
Get a free, no-obligation retirement income review. We'll walk you through current FIA rates, guaranteed income strategies, and options tailored to your situation — in plain English.
Licensed in OH, WV & KY · Independent Advisor · No-Pressure Consultations